Poll | Personal Loan Portfolio

Lending Club IRA – Reader Polls

April 1, 2009 By Personal Loan Portfolio Leave a Comment

Since I posted that I am excited about the Lending Club IRA and plan to invest in the Lending Club IRA, I wanted to hear what your opinion is on the topic. The first question is what do you think overall of the idea of the Lending Club IRA and the second asks if you personally plan to invest in a Lending Club IRA>

Do you think the Lending Club IRA is a good idea?

Yes (76%, 26 Votes)
No (24%, 8 Votes)

Total Voters: 34

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Will you invest in a Lending Club IRA?

No (38%, 13 Votes)
Yes (32%, 11 Votes)
Maybe (30%, 10 Votes)

Total Voters: 34

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Please vote and share your thoughts in the comments below.

Vote for Uncrunch America at Change.Org One More Time

January 6, 2009 By Personal Loan Portfolio 2 Comments

Thanks to everyone who voted the first time to land Uncruch America in the top 10 plans at change.org. There is now a second round of voting at change.org where the top ten plans are in a runoff vote. So you need to go vote for it one more time. Here is the link:

Vote to Uncrunch America

Thanks!

And I promise this will be the last post for a while on voting for P2P lending sites — unless of course Uncrunch or Kiva wins.

Filed Under: The Economy Tagged With: economy, poll

Vote For P2P Lending: Crunchies and Change.Org

December 31, 2008 By Personal Loan Portfolio 6 Comments

There are two great ways that you can support peer to peer lending with a simple mouse click.

1) Vote for Kiva.org — the micro lending site for entrepreneurs in the developing world in the Crunchies which are a major web award. Vote at the 2008 crunchies website under the category of most likely to make the world a better place.

2) Vote for Uncrunch America at Change.org which is being sponsored by Lending Club. Uncrunch America is a newly formed NGO that has been submitted to help change America using the voting system on Change.org. It is based upon the idea that there is lots of money available but hoarded and lots of people in need of money. The top three ideas will be moved to a second round of voting for a runoff election. The the overall top 10 ideas for changing America will be presented to the new administration on Inauguration Day.

About Uncrunch America from Change.org: [Read more...]

Filed Under: Kiva, P2P Lending News, The Economy Tagged With: economy, Kiva, poll

Poll Results: Lending Club will Survive

June 12, 2008 By Personal Loan Portfolio Leave a Comment

A few months ago, I posted a poll asking readers if Lending Club would survive the quiet period. Readers believe by a large margin (31 votes to 11 votes) that Lending Club will survive the quiet period.

I hope that Lending Club will survive as is. I like the P2P lending platform that they built and so far my Lending Club P2P loans are still performing great. Although, I do have my fingers crossed on the loan that was late temporarily.

More interesting than the results are some of the comments received [Read more...]

Filed Under: Lending Club Tagged With: Lending Club, poll

Poll: Will Lending Club Survive the Quiet Period?

April 14, 2008 By Personal Loan Portfolio 4 Comments

Quick poll for your thoughts: Do you believe that Lending Club will survive the quiet period.

Will you invest in a Lending Club IRA?

No (38%, 13 Votes)
Yes (32%, 11 Votes)
Maybe (30%, 10 Votes)

Total Voters: 34

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Please take a minute to mention the reason(s) why or why not in the comments. Thanks.

Filed Under: Lending Club Tagged With: Lending Club, poll

Internet Reduced Insurance Rates: Similar Impact on Loans?

February 2, 2008 By Personal Loan Portfolio 3 Comments

While browsing for articles for an academic project, I decided to browse academic journals for articles on Prosper Marketplace and related interest rates. I thought someone must have published in a peer reviewed journal something on Prosper, but I did not find any existing articles outside of newspaper fluff pieces on P2P lending.

I broadened the search for other industries and the impact that the internet has made on rates. I found an article with empirical proof that the internet lowered [Read more...]

Filed Under: Performance Tagged With: interest rate, poll, research

Poll: Are you a P2P Lender?

January 20, 2008 By Personal Loan Portfolio Leave a Comment

Are you a current P2P lender? If so, which of the following services are you using? If you are not a current P2P lender, are you considering it? If you select another P2P lending site, please mention in the comments which one. Thanks for voting.

Will you invest in a Lending Club IRA?

No (38%, 13 Votes)
Yes (32%, 11 Votes)
Maybe (30%, 10 Votes)

Total Voters: 34

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If you are considering P2P lending, sign up with Lending Club or Prosper for traditional P2P lending, Zopa for risk free CDs, or Kiva for philanthropic mico-loans.

Filed Under: Uncategorized Tagged With: poll

Added Another $500 to My Lending Club Account

December 15, 2007 By Personal Loan Portfolio Leave a Comment

Per the results of my recent people’s choice investment poll, I have added another $500 to my Lending Club account. The screen shot is below shows the addition and I will blog about the loans selected once the money is added to the account. I must admit that due to the income tax treatment of P2P loans and my initial review of Lending Club, I had hoped for other results. However, I put it to a vote and I will accept the results.

…

Lending Club, P2P lending, poll, investment, people’s choice

Technorati Tags: Lending Club, P2P lending, poll, investment, people’s choice

Filed Under: Lending Club Tagged With: Lending Club, poll

Poll Results: Investing Next $500 with Lending Club

December 13, 2007 By Personal Loan Portfolio 3 Comments

According to the poll conducted with the readers of Personal Loan Portfolio, I am investing my next $500 with Lending Club. Lending Club won 64% of the votes (28 votes), a clear majority versus Prosper.com’s 18 percent (8 votes). Despite, my original conclusions that Lending Club is an inferior investment to the S&P 500, only six votes (including one of my own) selected the S&P 500. And Zopa was even further behind in the voting with only 2 votes. As an aside, I must report that I had one Harvard Business School voter who voted for Lending Club.

Update: Can Lending Club can beat the S&P 500 with this “Thank You” bonus?

Poll results: [Read more...]

Filed Under: Lending Club, Selecting Loans Tagged With: Lending Club, My Loan Portfolio, poll

Where Should I Invest My Next $500? You Decide

December 9, 2007 By Personal Loan Portfolio 6 Comments

In honor of Prosper.com’s post mentioning the wisdom of crowds, I have decided to allow the readers of Personal Loan Portfolio to decide where I invest my next $500*. The poll is listed below…

Update: People’s Choice Poll Results and Analysis Posted.

Should I invest my next $500 in P2P loans at Prosper.com, Lending Club, or Zopa or skip P2P lending all together and invest in [Read more...]

Filed Under: Lending Club, Prosper, Risk, Selecting Loans, Zopa Tagged With: Lending Club, My Loan Portfolio, poll, Prosper, Risk

Lending Club IRA – Reader Polls

Vote for Uncrunch America at Change.Org One More Time

Vote For P2P Lending: Crunchies and Change.Org

Poll Results: Lending Club will Survive

Poll: Will Lending Club Survive the Quiet Period?

Internet Reduced Insurance Rates: Similar Impact on Loans?

Poll: Are you a P2P Lender?

Added Another $500 to My Lending Club Account

Poll Results: Investing Next $500 with Lending Club

Where Should I Invest My Next $500? You Decide

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