Archive for December, 2007
New here? You may want to subscribe to the RSS feed or browse the site map. Thanks!Late night web browsing brought me view Rate Ladder’s first Lending Club portfolio. He posted some good suggestions for improving Lending Club as I think I did on my review of my first loan portfolio with Lending […]
December 9th, 2007 | Posted in Lending Club, Risk, Risks in p2p Lending | 2 Comments
Wiseclerk mentioned the fighting over the Wikipedia article on Prosper. (The disagreement can be seen on the Wikipedia talk page. ) This reminded me of the wikipedia scanner. The wikipedia scanner checks Wikipedia edits versus the IP address of the editor and looks up the domain to find out possibly what […]
December 7th, 2007 | Posted in Kiva, P2P Lending News, Prosper, Risk | 4 Comments
Zopa, the P2P Lending company from the UK has now opened its virtual doors in the United States. Zopa has been providing a P2P marketplace in Italy and the UK for some time now. The rates that they are offering to borrowers (currently starting at 8.75%) for unsecured loans are quite low […]
December 6th, 2007 | Posted in P2P Lending News, Risks in p2p Lending, Zopa | 3 Comments
CNN is reporting that congress is planning to examine credit card company practices. One of the main policies under scrutiny is that many credit card companies have started raising the interest rate if the card holder’s credit score declines — even if they have never made a late payment on the card. If […]
December 4th, 2007 | Posted in Uncategorized | 2 Comments
Based upon my recent request, I received some useful advice from several P2P lending bloggers that I was grateful to receive before investing in my first loans with Lending Club. I am also excited to share this advice with other potential lenders. First, let me offer my own advice that I wrote on another […]
December 4th, 2007 | Posted in Getting Started, Lending Club, Prosper, Risk, Risks in p2p Lending, Selecting Loans | 16 Comments
I extended my first $400 worth of loans with Lending Club on Sunday night. I intended to lend $500 but could not find enough people that I wanted to extend credit at this time. I decided to give a quick report of what worked well and what could have been better about the my […]
December 4th, 2007 | Posted in Getting Started, Lending Club, Selecting Loans | 20 Comments