New here? You may want to subscribe to the RSS feed or browse the site map. Thanks!I mentioned previously that the subprime mortgage crisis should impact your personal loan strategy because of the number of desperate people needing just a little quick cash to prolong a slow fall into bankruptcy and foreclosure on their […]
Glenn Chapman wrote an article about P2P lending which can be found at Yahoo.com News. Included in the article were Prosper.com, Virgin Money, Kiva, and Zopa. Below are a few excerpts from Glenn Chapman’s article and my comments. Glenn Chapman begins the rehashed material article with a great feel-good tag line:
The […]
I ran across Rex Dixon’s blog. He is the Social Media Director at Lending Club. I think that means that he blogs, searches forums and blogs to comment, and does other cool stuff that most of us do for free. (Are you jealous too?) Anyway, Rex Dixon blogged on Lending Club and he […]
Per the results of my recent people’s choice investment poll, I have added another $500 to my Lending Club account. The screen shot is below shows the addition and I will blog about the loans selected once the money is added to the account. I must admit that due to the income tax […]
Lending Club is offering a 5% ROI bonus in the form of a “Thank you!” to investors who lend more than $5,000 before February 3rd 2008. If you lend $5,000 before the deadline, you will receive a bonus of $250! If you use my Lending Club Affiliate Link and open the account with […]
According to the poll conducted with the readers of Personal Loan Portfolio, I am investing my next $500 with Lending Club. Lending Club won 64% of the votes (28 votes), a clear majority versus Prosper.com’s 18 percent (8 votes). Despite, my original conclusions that Lending Club is an inferior investment to the S&P 500, […]
Recently, I created my first loan portfolio at Lending Club. I recorded the loan portfolio creation process and decided to share it in case you have not experienced Lending Club personally. I added some narration to explain the basics of the process. The video is cropped in several places to keep it […]
MySpace Co-Founder and CEO, Chris DeWolfe, is giving Kiva.org gift certificates to his employees for Christmas so that they can provide microcredits (found via Fortune). You can gift Kiva gift certificates too by purchasing them on the Kiva website. That is a great idea to generate buzz and interest in Mircoloans and MicroCredit for […]
I returned to the Zopa lending site today for a second impression after my initial review of Zopa. I noticed something that knocked my socks off about Zopa’s business model of social lending — some borrowers are not paying interest after receiving “help” from lenders. In fact, some borrowers are “paying” negative interest at Zopa! […]
In honor of Prosper.com’s post mentioning the wisdom of crowds, I have decided to allow the readers of Personal Loan Portfolio to decide where I invest my next $500*. The poll is listed below…
Update: People’s Choice Poll Results and Analysis Posted.
Should I invest my next $500 in P2P loans at Prosper.com, Lending Club, or […]
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