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	<title>Comments on: Kintera to Connect Alumni with Lending Club</title>
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	<link>http://www.personalloanportfolio.com/8/kintera-to-offer-p2p-lending-kintera-connect/</link>
	<description>Lending Club and Prosper.com Experience</description>
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		<title>By: LenderBe</title>
		<link>http://www.personalloanportfolio.com/8/kintera-to-offer-p2p-lending-kintera-connect/comment-page-1/#comment-3</link>
		<dc:creator>LenderBe</dc:creator>
		<pubDate>Fri, 16 Nov 2007 02:06:36 +0000</pubDate>
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		<description>Thanks for stopping by to comment. I&#039;d appreciate it if you added me to your blog roll. Thank you! Interesting experiences you mentioned on your blog.  The two things that strongly I liked about Prosper was the open API and the $25 referral fee. I wanted the open API to be able to dig through the data and maybe program a mashup.  Is there anything similar that LendingClub offers?   

By the way, did you happen to notice my article on the &lt;a href=&quot;http://www.personalloanportfolio.com/7/mortgage-forclosure-crisis-and-your-prosper-lending-strategy/&quot; rel=&quot;nofollow&quot;&gt;mortgage lending crisis and how it should change your P2P lending strategy&lt;/a&gt;?  There are some cities in the USA that are teetering on the edge of disaster due to poor mortgage lending practices. Unfortunately, mortgage brokers had no long term skin the game since they resold mortgages and cashed their commission checks. Then banks that bought the loans from the mortgage brokers simply repackaged the loans and resold them at a profit.  Quite a mess we have.  

I am rather passionate about personal finance so I hope that translates into some traction as a blog P2P lending blog. :)</description>
		<content:encoded><![CDATA[<p>Thanks for stopping by to comment. I&#8217;d appreciate it if you added me to your blog roll. Thank you! Interesting experiences you mentioned on your blog.  The two things that strongly I liked about Prosper was the open API and the $25 referral fee. I wanted the open API to be able to dig through the data and maybe program a mashup.  Is there anything similar that LendingClub offers?   </p>
<p>By the way, did you happen to notice my article on the <a href="http://www.personalloanportfolio.com/7/mortgage-forclosure-crisis-and-your-prosper-lending-strategy/">mortgage lending crisis and how it should change your P2P lending strategy</a>?  There are some cities in the USA that are teetering on the edge of disaster due to poor mortgage lending practices. Unfortunately, mortgage brokers had no long term skin the game since they resold mortgages and cashed their commission checks. Then banks that bought the loans from the mortgage brokers simply repackaged the loans and resold them at a profit.  Quite a mess we have.  </p>
<p>I am rather passionate about personal finance so I hope that translates into some traction as a blog P2P lending blog. <img src='http://www.personalloanportfolio.com/wp-includes/images/smilies/icon_smile.gif' alt=':)' class='wp-smiley' /> </p>
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		<title>By: Jeff</title>
		<link>http://www.personalloanportfolio.com/8/kintera-to-offer-p2p-lending-kintera-connect/comment-page-1/#comment-2</link>
		<dc:creator>Jeff</dc:creator>
		<pubDate>Thu, 15 Nov 2007 22:25:36 +0000</pubDate>
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		<description>Thanks for the plug. With nearly two years of work for Prosper down the drain (GL reward system goes away, I don&#039;t get any help with known fraud accounts, I don&#039;t get emails from Shira... WT%?!) I would advise anyone looking at Prosper to look away and go with something with better credit transparency, privacy (no more borrower begging) and better portfolio setup and tracking over at the &#039;LC&#039;. Prosper&#039;s management is their biggest flaw. More egos than Bruce Campbell could fend off (Army Of Darkness fame)!

My two cents,
Jeff

Great blog... mind if I blogroll it?:)</description>
		<content:encoded><![CDATA[<p>Thanks for the plug. With nearly two years of work for Prosper down the drain (GL reward system goes away, I don&#8217;t get any help with known fraud accounts, I don&#8217;t get emails from Shira&#8230; WT%?!) I would advise anyone looking at Prosper to look away and go with something with better credit transparency, privacy (no more borrower begging) and better portfolio setup and tracking over at the &#8216;LC&#8217;. Prosper&#8217;s management is their biggest flaw. More egos than Bruce Campbell could fend off (Army Of Darkness fame)!</p>
<p>My two cents,<br />
Jeff</p>
<p>Great blog&#8230; mind if I blogroll it?:)</p>
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