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	<title>Comments on: Credit Score Advice from a Mortgage Lender: Mortgage Refinancing Experience</title>
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	<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/</link>
	<description>Experience with Lending Club &#38; Prosper.com</description>
	<lastBuildDate>Thu, 13 Oct 2011 20:50:20 +0000</lastBuildDate>
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		<title>By: Cars For Sale in CT</title>
		<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/comment-page-1/#comment-2356</link>
		<dc:creator>Cars For Sale in CT</dc:creator>
		<pubDate>Fri, 17 Sep 2010 20:27:35 +0000</pubDate>
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		<description>I used to be in the mortgage business. One thing I would tell my clients to do was to opt out of pre-approval offers. There are websites out there where you fill in one form and you will no longer get all that credit card offer junk mail. Even better is the fact that it usually raises credit scores at least a few points.</description>
		<content:encoded><![CDATA[<p>I used to be in the mortgage business. One thing I would tell my clients to do was to opt out of pre-approval offers. There are websites out there where you fill in one form and you will no longer get all that credit card offer junk mail. Even better is the fact that it usually raises credit scores at least a few points.</p>
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	<item>
		<title>By: Pama</title>
		<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/comment-page-1/#comment-2251</link>
		<dc:creator>Pama</dc:creator>
		<pubDate>Mon, 07 Jun 2010 03:51:45 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/#comment-2251</guid>
		<description>The most important tip is missing. Whenever you borrow money, make sure to borrow the money for an investment that makes instant cash.  That way you will pay it off fast and score will be high.</description>
		<content:encoded><![CDATA[<p>The most important tip is missing. Whenever you borrow money, make sure to borrow the money for an investment that makes instant cash.  That way you will pay it off fast and score will be high.</p>
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	<item>
		<title>By: Hsieh</title>
		<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/comment-page-1/#comment-1532</link>
		<dc:creator>Hsieh</dc:creator>
		<pubDate>Mon, 22 Jun 2009 14:42:48 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/#comment-1532</guid>
		<description>Your blog is informative ? keep up the good work!!!!</description>
		<content:encoded><![CDATA[<p>Your blog is informative ? keep up the good work!!!!</p>
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		<title>By: My Money Your Money</title>
		<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/comment-page-1/#comment-1140</link>
		<dc:creator>My Money Your Money</dc:creator>
		<pubDate>Tue, 16 Sep 2008 11:27:15 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/#comment-1140</guid>
		<description>How about using site like www . credit karma . com for pulling your score on regular basis? are they soft credit pull? or hard?

BTW, very nice looking and information rich blog. Thx</description>
		<content:encoded><![CDATA[<p>How about using site like www . credit karma . com for pulling your score on regular basis? are they soft credit pull? or hard?</p>
<p>BTW, very nice looking and information rich blog. Thx</p>
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		<title>By: CarFax Mistakes: Selling a car when Carfax inaccurately shows odometer fraud &#124; Personal Finance Trainer</title>
		<link>http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/comment-page-1/#comment-551</link>
		<dc:creator>CarFax Mistakes: Selling a car when Carfax inaccurately shows odometer fraud &#124; Personal Finance Trainer</dc:creator>
		<pubDate>Tue, 10 Jun 2008 15:43:52 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/79/fico-tips-for-mortgage-refinancing-from-credit-union/#comment-551</guid>
		<description>[...] your credit score to see if they should give you the loan. Fortunately for us,Congress acted andÂ credit reports are now free. Based on my coworker&#8217;s experience, I think that you should also be able to pull one free [...]</description>
		<content:encoded><![CDATA[<p>[...] your credit score to see if they should give you the loan. Fortunately for us,Congress acted andÂ credit reports are now free. Based on my coworker&#8217;s experience, I think that you should also be able to pull one free [...]</p>
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