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	<title>Comments on: What NOT to say in your Personal Loan Application</title>
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	<link>http://www.personalloanportfolio.com/523/lending-club-loan-application-mistakes/</link>
	<description>Lending Club and Prosper.com Experience</description>
	<lastBuildDate>Sun, 05 Sep 2010 13:45:59 +0000</lastBuildDate>
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		<title>By: Blake Ratcliff</title>
		<link>http://www.personalloanportfolio.com/523/lending-club-loan-application-mistakes/comment-page-1/#comment-2226</link>
		<dc:creator>Blake Ratcliff</dc:creator>
		<pubDate>Mon, 12 Apr 2010 22:05:33 +0000</pubDate>
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		<description>I suppose I shouldn&#039;t be amused, but some of your examples of what not to say are hilarious!</description>
		<content:encoded><![CDATA[<p>I suppose I shouldn&#8217;t be amused, but some of your examples of what not to say are hilarious!</p>
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		<title>By: Derik</title>
		<link>http://www.personalloanportfolio.com/523/lending-club-loan-application-mistakes/comment-page-1/#comment-2114</link>
		<dc:creator>Derik</dc:creator>
		<pubDate>Fri, 09 Oct 2009 16:54:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/?p=523#comment-2114</guid>
		<description>With the current credit crisis and lenders pulling back on the money they are willing to lend, it seems that Peer-to-Peer borrowing may very well be a more viable option for consumers who are tired of getting declined by banks?  Ive just recently been introduced to this sort of lending but it seems like a win win situation.  NO BANKS! p2p lending allows people to get their loans directly from lenders.  There a a lot of companies that facilitate social lending Prosper, Zopa, Virgin Money, and Lending club are the most popular.</description>
		<content:encoded><![CDATA[<p>With the current credit crisis and lenders pulling back on the money they are willing to lend, it seems that Peer-to-Peer borrowing may very well be a more viable option for consumers who are tired of getting declined by banks?  Ive just recently been introduced to this sort of lending but it seems like a win win situation.  NO BANKS! p2p lending allows people to get their loans directly from lenders.  There a a lot of companies that facilitate social lending Prosper, Zopa, Virgin Money, and Lending club are the most popular.</p>
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		<title>By: william gray</title>
		<link>http://www.personalloanportfolio.com/523/lending-club-loan-application-mistakes/comment-page-1/#comment-2111</link>
		<dc:creator>william gray</dc:creator>
		<pubDate>Tue, 01 Sep 2009 12:26:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/?p=523#comment-2111</guid>
		<description>Very infomative post.

I want to point outanother common loan application mistake,which is  not fully explaining how the loan will be used. For example, if the loan is to be used for business purposes, explain the details of how you will use the money. Lenders want to see that you know exactly how you will use the money, and how this loan will meet your needs.</description>
		<content:encoded><![CDATA[<p>Very infomative post.</p>
<p>I want to point outanother common loan application mistake,which is  not fully explaining how the loan will be used. For example, if the loan is to be used for business purposes, explain the details of how you will use the money. Lenders want to see that you know exactly how you will use the money, and how this loan will meet your needs.</p>
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		<title>By: Emerson</title>
		<link>http://www.personalloanportfolio.com/523/lending-club-loan-application-mistakes/comment-page-1/#comment-1608</link>
		<dc:creator>Emerson</dc:creator>
		<pubDate>Fri, 17 Jul 2009 14:25:03 +0000</pubDate>
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		<description>There is fairly good chance that you will be rejected for the loan. There is still a chance that based on your credit history with no derogatory info and late payments you may get a loan. You have fair credit rating, two maxed credit cards and a new job.</description>
		<content:encoded><![CDATA[<p>There is fairly good chance that you will be rejected for the loan. There is still a chance that based on your credit history with no derogatory info and late payments you may get a loan. You have fair credit rating, two maxed credit cards and a new job.</p>
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