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	<title>Comments on: Free Kiva Gift Certificate Experiment Results</title>
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	<link>http://www.personalloanportfolio.com/476/kiva-gift-certificate-results/</link>
	<description>Experience with Lending Club &#38; Prosper.com</description>
	<lastBuildDate>Thu, 13 Oct 2011 20:50:20 +0000</lastBuildDate>
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		<title>By: John</title>
		<link>http://www.personalloanportfolio.com/476/kiva-gift-certificate-results/comment-page-1/#comment-2445</link>
		<dc:creator>John</dc:creator>
		<pubDate>Wed, 06 Apr 2011 14:56:48 +0000</pubDate>
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		<description>I&#039;m new to p2p lending but have been using kiva since 06 and surprisingly never had a default out of 53 microloans.  I just let it autoroll it now.  Its great.  Obviously I don&#039;t make any money but love supporting people who need some cheap cash.</description>
		<content:encoded><![CDATA[<p>I&#8217;m new to p2p lending but have been using kiva since 06 and surprisingly never had a default out of 53 microloans.  I just let it autoroll it now.  Its great.  Obviously I don&#8217;t make any money but love supporting people who need some cheap cash.</p>
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		<title>By: Personal Loan Portfolio</title>
		<link>http://www.personalloanportfolio.com/476/kiva-gift-certificate-results/comment-page-1/#comment-1458</link>
		<dc:creator>Personal Loan Portfolio</dc:creator>
		<pubDate>Sun, 15 Mar 2009 05:46:14 +0000</pubDate>
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		<description>That is great.  I am still wishing that they would come up with a way to &lt;a href=&quot;http://www.personalloanportfolio.com/137/kiva-micro-foundations-for-micro-loans/&quot;&gt;allow microfoundations&lt;/a&gt;, so I could just consider the whole loan a donation and never get any of the money back.</description>
		<content:encoded><![CDATA[<p>That is great.  I am still wishing that they would come up with a way to <a href="http://www.personalloanportfolio.com/137/kiva-micro-foundations-for-micro-loans/">allow microfoundations</a>, so I could just consider the whole loan a donation and never get any of the money back.</p>
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		<title>By: Tom</title>
		<link>http://www.personalloanportfolio.com/476/kiva-gift-certificate-results/comment-page-1/#comment-1454</link>
		<dc:creator>Tom</dc:creator>
		<pubDate>Wed, 11 Mar 2009 23:08:46 +0000</pubDate>
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		<description>Thanks!  I&#039;ve received my first payments and the loan is current.</description>
		<content:encoded><![CDATA[<p>Thanks!  I&#8217;ve received my first payments and the loan is current.</p>
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