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	<title>Comments on: Where Should I Invest My Next $500? You Decide</title>
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	<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/</link>
	<description>Lending Club and Prosper.com Experience</description>
	<pubDate>Fri, 04 Jul 2008 20:32:21 +0000</pubDate>
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		<title>By: LenderBe</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-92</link>
		<dc:creator>LenderBe</dc:creator>
		<pubDate>Sun, 16 Dec 2007 02:15:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-92</guid>
		<description>I panned &lt;a href="http://www.personalloanportfolio.com/28/zopa-open-for-p2p-lending-in-the-usa/"&gt;Zopa in my initial review&lt;/a&gt; calling it ironic that a P2P lending service is actually adding an additional layer rather than removing one. However, a few days later I did notice that &lt;i&gt;some&lt;/i&gt; &lt;a href="http://www.personalloanportfolio.com/31/zopa-borrowers-receiving-negative-interest-rates-on-loans/"&gt;borrowers are receiving negative interest rates at Zopa&lt;/a&gt; due to the help they receive from lenders which as interesting twist to peer-to-peer lending.  They may actually take away good borrowers from some of the other sites due to this possibility so it could impact returns on other person-to-person lending web sites.</description>
		<content:encoded><![CDATA[<p>I panned <a href="http://www.personalloanportfolio.com/28/zopa-open-for-p2p-lending-in-the-usa/">Zopa in my initial review</a> calling it ironic that a P2P lending service is actually adding an additional layer rather than removing one. However, a few days later I did notice that <i>some</i> <a href="http://www.personalloanportfolio.com/31/zopa-borrowers-receiving-negative-interest-rates-on-loans/">borrowers are receiving negative interest rates at Zopa</a> due to the help they receive from lenders which as interesting twist to peer-to-peer lending.  They may actually take away good borrowers from some of the other sites due to this possibility so it could impact returns on other person-to-person lending web sites.</p>
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		<title>By: Eric</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-91</link>
		<dc:creator>Eric</dc:creator>
		<pubDate>Sun, 16 Dec 2007 01:35:42 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-91</guid>
		<description>Zopa is just about worthless.  Lenders get 5% and borrowers go through the same process as they do at their local bank.  What is the big deal?</description>
		<content:encoded><![CDATA[<p>Zopa is just about worthless.  Lenders get 5% and borrowers go through the same process as they do at their local bank.  What is the big deal?</p>
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		<title>By: Poll Results: Investing Next $500 with Lending Club &#124; Personal Loan Portfolio</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-72</link>
		<dc:creator>Poll Results: Investing Next $500 with Lending Club &#124; Personal Loan Portfolio</dc:creator>
		<pubDate>Fri, 14 Dec 2007 04:50:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-72</guid>
		<description>[...] Loan Portfolio RSS feed or take a look at the site map. Thank you for visiting! Do you want to help me decide where to invest my next $500 investment? According to poll conducted with the readers of Personal Loan Portfolio, I am investing my next [...]</description>
		<content:encoded><![CDATA[<p>[...] Loan Portfolio RSS feed or take a look at the site map. Thank you for visiting! Do you want to help me decide where to invest my next $500 investment? According to poll conducted with the readers of Personal Loan Portfolio, I am investing my next [...]</p>
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		<title>By: LenderBe</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-54</link>
		<dc:creator>LenderBe</dc:creator>
		<pubDate>Sun, 09 Dec 2007 17:36:18 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-54</guid>
		<description>I am not familiar with that site Gulp so I did not include it. I will check it out.  If this poll/post gets good response, maybe I'll run a similar poll again and add MyC4.</description>
		<content:encoded><![CDATA[<p>I am not familiar with that site Gulp so I did not include it. I will check it out.  If this poll/post gets good response, maybe I&#8217;ll run a similar poll again and add MyC4.</p>
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		<title>By: Gulp</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-52</link>
		<dc:creator>Gulp</dc:creator>
		<pubDate>Sun, 09 Dec 2007 16:35:16 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-52</guid>
		<description>Use MyC4

minimal defaults</description>
		<content:encoded><![CDATA[<p>Use MyC4</p>
<p>minimal defaults</p>
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		<title>By: You Decide Where I Make My Next Investment &#124; Personal Finance Trainer</title>
		<link>http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-50</link>
		<dc:creator>You Decide Where I Make My Next Investment &#124; Personal Finance Trainer</dc:creator>
		<pubDate>Sun, 09 Dec 2007 08:40:38 +0000</pubDate>
		<guid isPermaLink="false">http://www.personalloanportfolio.com/33/where-should-i-invest-my-next-500-you-decide/#comment-50</guid>
		<description>[...] am running a poll over the next few days to allow you to decide where I invest my next $500. The options are various P2P lending sites including Prosper, Lending Club, and Zopa. The [...]</description>
		<content:encoded><![CDATA[<p>[...] am running a poll over the next few days to allow you to decide where I invest my next $500. The options are various P2P lending sites including Prosper, Lending Club, and Zopa. The [...]</p>
]]></content:encoded>
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