Comments on: Examining the Lending Club Risk Rating Score http://www.personalloanportfolio.com/32/examining-the-lending-club-risk-rating-score/ Lending Club and Prosper.com Experience Fri, 04 Jul 2008 20:53:15 +0000 http://wordpress.org/?v=2.5.1 By: LenderBe http://www.personalloanportfolio.com/32/examining-the-lending-club-risk-rating-score/#comment-68 LenderBe Thu, 13 Dec 2007 06:37:42 +0000 http://www.personalloanportfolio.com/32/examining-the-lending-club-risk-rating-score/#comment-68 Thanks for the update. After your comment, I decided to check and found that mine both stayed at 2 and 5 as they were originally. However, from a disclosure point of view that has interesting implications. I doubt you are significantly worried about the drop, but someone out there may be inclined to complain (or worse - sue) if things go badly with their portfolio -- "I thought I was signing up for a 2 portfolio and actually it was a 3." Thanks for the update. After your comment, I decided to check and found that mine both stayed at 2 and 5 as they were originally.

However, from a disclosure point of view that has interesting implications. I doubt you are significantly worried about the drop, but someone out there may be inclined to complain (or worse - sue) if things go badly with their portfolio — “I thought I was signing up for a 2 portfolio and actually it was a 3.”

]]> By: RateLadder http://www.personalloanportfolio.com/32/examining-the-lending-club-risk-rating-score/#comment-67 RateLadder Thu, 13 Dec 2007 02:18:38 +0000 http://www.personalloanportfolio.com/32/examining-the-lending-club-risk-rating-score/#comment-67 BTW -- They appear to have regraded my portfolio as it is now marked as a risk 3/5 BTW — They appear to have regraded my portfolio as it is now marked as a risk 3/5

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