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Welcome to the 10th peer-to-peer lending blog carnival. There were some good submissions of a new market niche, a bonus program, two guides for borrowers, and a few P2P lending summary articles. I hope that you enjoy the articles.

• Wiseclerk posted about Zopa UK planning a Young Market to target borrowers who do not have a long credit history. This sounds like a needed market niche.
• Rate Ladder presents 8 Listing Strategies for the Best Prosper Loan Rates. I must agree with his advice to borrowers. See #7 — I always search first for loans that have endorsements from friends who have put money on the line. If friends have put up some of the money, I am much more willing to put down my money.

• The blog Earthlier Happy is the Rose Distilled submitted A Borrower’s Guide to Using Prosper. The guide starts by explaining the process and then moves on to some specific tips for borrowers. The list is short but good advice. For example, I have personally passed on several loans due to spelling errors in the loan description.

• Tom blogged about the details of Fynanz offering a huge bonus to lenders at Prosper Lending Review. Tom also mentions the referral program which is similar to Prosper’s.

• Rich Leverage summarized peer-to-peer lending in the post Making Extra Money With P2P Lending.

• DJMike also summarized P2P lending and borrowing at Prosper.com. You’ll want to see the link to his stats — $2,359 in loans with the first one being over 400 days ago and so far no defaults!

Thanks to everyone who participated in the 10th P2P Lending Carnival.

The previous carnival, number nine, was hosted at Rate Ladder and the post that started it all was at Lazy Man and Money.

If you want to participate in p2p lending carnival number 11, go to the submission form. Hosts are also needed, please contact Lazy Man Money to host.